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opes

Calculators

Growth and returns

See also: Net worth and average cost

Growth at a rate you choose

Example

Amount at the end
100,133.64
Total put in
70,000.00
Change from the rate
30,133.64

Compounded monthly; the monthly amount is added at the end of each month. The rate is yours: none is assumed.

Loan payment

Example

Payment each month
1,581.62
Total paid
379,589.63
Of which interest
129,589.63

Fixed rate, equal monthly payments, paid at the end of each month. A variable rate changes the result.

Mortgage with a variable rate

Example

First monthly payment
1,739.88
Monthly payment after the change
1,988.62
Total paid
462,343.53
Of which interest
162,343.53

At the change the payment is worked out again from the balance left and the months left, so the loan still ends on the same date. Both rates are yours; none is assumed. Leave the change empty for a fixed rate.

Compound annual growth rate

Example

Yearly growth rate
9.86%
Total change
6,000.00
Total change in percent
60.00%

The single yearly rate that would turn the starting value into the ending value over the years you type, compounded. It describes a past period or a what-if.

Currency conversion at your rate

Example

Converted amount
3,672.50
Inverse rate
0.272294

You type the rate. No rate is fetched or assumed.

These are illustrations of arithmetic. They are not a forecast, a quote or advice.

See it with your own figures.