Real estate and loans
Real estate and loans, from the document.
Deeds and tenancy contracts read into a preview, then schedules, charges and loans.
Features
One register
Property, funds, companies, art, vehicles, bank accounts and debt in one place.
Your share of each
Every holding keeps its own currency and is shown at the share you own.
Sources you can check
Open a figure to see how it was made and where it came from.
How it works
- 01
Upload the document
- 02
Add the schedule
Off-plan payment milestones, rent instalments and service charges, with a yearly forecast.
- 03
Link the loan
- 04
Read the equity
What it does not do yet
- 01
Market value is typed.
- 02
The reference rate is typed.
The central-bank feed is not connected yet.
- 03
Readers follow known layouts.
A document that does not match is shown for manual entry rather than guessed.
Verifiable
What is in place, stated plainly.
- 01Signing in with a password needs a second step: an authenticator app or a passkey.
- 02Each person's records are separated from everyone else's at database level.
- 03Shares, advisors and the AI connector are read-only.
- 04Each headline figure says where it comes from: calculated, a price feed, a document, or typed by you.
- 05No independent audit yet. See what is and is not in place.
A common question
Does it connect to my bank?
Not yet. You upload statements or type figures, and confirm a preview.
Who can see my data?
You, and only the people you share with, read-only. Opes is not end-to-end encrypted, so Opes can read stored data to total it and read statements. Opes does not sell your data.
Is there a free plan?
Yes. Free covers accounts, holdings, property and goals, with no card. Paid levels open later.