Solutions
I own assets in several currencies. What is my net worth today?
Each asset in its own currency, totalled in the one you choose, with your loans taken off.
A day with Opes
An owner with an apartment, a savings account and a loan opens Opes and sees one figure: what they own, less what they owe, in the currency they chose. Each line says where it came from, and a figure that cannot be worked out says what is missing.
A typical set of holdings
| Real estate | USD 620,000 |
|---|---|
| Cash and funds | USD 154,500 |
| Loans | USD −312,000 |
| Net worth | USD 462,500 |
Demo data. A fictional household, not a real portfolio.
Features
Everything at once
One net worth across every account and asset you hold.
Start from a document
A statement or contract is read into a preview before anything is saved.
Converted once
Each asset stays in its own currency and is converted once for the total.
What it does not do
- 01
It does not connect to your bank. You upload statements or type figures, and confirm a preview before anything is saved.
- 02
It does not give investment, tax or legal advice. It records and reports.
- 03
A figure that cannot be worked out says what is missing. It never shows a guess in its place.
A common question
Does it connect to my bank?
Not yet. You upload statements or type figures, and confirm a preview.
Who can see my data?
You, and only the people you share with, read-only. Opes is not end-to-end encrypted, so Opes can read stored data to total it and read statements. Opes does not sell your data.
Is there a free plan?
Yes. Free covers accounts, holdings, property and goals, with no card. Paid levels open later.